Bankruptcies in North Dakota and western Minnesota were reported

Bankruptcies in North Dakota and western Minnesota were reported. The filings include individuals and businesses across multiple counties, with detailed records published in U.S. Bankruptcy Court documents.

Among the filers listed in the sources are Amy M. Christenson of Horace, William Allen Vanyo of Fargo, and James Wesly Gream of Dickinson, all under Chapter 7, which involves liquidating assets to discharge debts. Other individuals, such as Jennifer Ann Houk of Wahpeton and Jaime Moreno of Halliday, filed under Chapter 13, a process for wage earners to reorganize debts. In Minnesota, bankruptcy filings were reported from counties including Becker, Clay, and Polk.

Individuals and Businesses File for Bankruptcy

The filings include names across North Dakota and western Minnesota, with details specifying their locations and the type of bankruptcy petition. For example, in North Dakota, Kristie Jill Williams of Fergus Falls filed under Chapter 7, while Sherwin Eugene Morris Jr. of Wadena filed under Chapter 13. In Minnesota, Alyson Marie Jensen of Detroit Lakes filed under Chapter 12, a category for family farmers.

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Businesses also appear in the records, such as the Kidney Institute of North Dakota and Aurora Dialysis, both filing under Chapter 11, which allows for reorganization. Other entities, including Jorgenson Trucking and the Grand Forks Clinic, are listed with their respective chapters. Chapter 11 is a petition for protection from creditors and to reorganize.

Chapter 7 and Chapter 13 Filings Highlight Debt Struggles

Chapter 7 and Chapter 13 filings are present in the list. Chapter 7, a petition to liquidate assets and discharge debts, was filed by Kathy Sumpter Marsh of Grand Forks and Danielle Leigh Smith of Fargo. Chapter 13, designed for wage earners to adjust debts, was chosen by individuals such as Johnathon Robert Norrish of Beach.

Bankruptcies for North Dakota and western Minnesota published Oct. 3, 2026 - InForum
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The sources also note that Chapter 12 is reserved for family farmers, with one example being Alyson Marie Jensen of Detroit Lakes. Chapter 11 filings, which allow businesses to reorganize, include entities like The Medical Group and North Dakota Dialysis. Chapter 12 is a petition for family farmers to reorganize, the sources state.

Counties and Filers Across Regional Boundaries

Bankruptcy filings spanned multiple counties in both states, with North Dakota counties including Dickinson, Bismarck, and Grand Forks, and Minnesota counties such as Wadena and Wilkin. The records include names with multiple legal identities, such as Anissa Kay Thomson, who also went by Anissa Kay Ferguson, and Mandi Lee Herald, formerly Mandi Volker.

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The sources also list filers from out-of-state locations, such as Christopher Tyler Conner of Bolingbrook, Illinois, and Ryan D. Schmitz of Alexandria, who previously operated under the business name RyCourt LLC.

New Filers and Additional Details

Additional filers include Janet L. Strand of West Fargo, Rosa Idalia Garcia Martinez of Grafton, and Tanner Logan Heminger of Fargo, all under Chapter 13. In Fargo, Gaven Michael Bishop of Gladstone filed under Chapter 7, while Mya Thelen Sharp of Fargo and Carissa Dawn Haugenoe of Williston filed under Chapter 7. Victor A. Ramirez of Grand Forks also filed under Chapter 7.

In Minnesota, Ryan D. Schmitz, formerly doing business as RyCourt LLC, filed under Chapter 7, and Courtney Anne Keller, also formerly associated with RyCourt LLC, filed under Chapter 7. Kasey Corinne and Ryan Thomas Black of Detroit Lakes filed under Chapter 13, while James Flournoy Arno, doing business as WeedRoller Jim, filed under Chapter 7 in Perham.

Other filers include Justin Jeffrey Likness of Minot under Chapter 7, Chad R. and Jessica Lynn Main of Williston under Chapter 7, and Amanda Gail Hazel of Watford City under Chapter 7. Businesses such as Jorgenson Trucking of Leeds and The Medical Group of Grand Forks are also listed under Chapter 11.