A $40,144.73 mortgage arrearage has pushed a Yelm family’s home toward a public foreclosure auction

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A $40,144.73 mortgage arrearage has pushed a Yelm family’s home toward a public foreclosure auction. The amount, detailed in a legal notice, is the sum in default for the property at 18202 Big Fir Ct SE, Yelm, WA 98597. The notice was filed with Thurston County under Trustee Sale No. WA-26-1050599-BF.

The notice, filed with the county, sets a foreclosure auction for December 4, 2026, at 10:00 AM. The sale will be held at the main entrance of Building 3, Thurston County Courthouse in Olympia. The current loan servicer, PennyMac Loan Services, LLC, is the beneficiary of the deed of trust, with Quality Loan Service Corporation serving as the trustee. The original trustee was Fidelity National Title Company.

Foreclosure Details

The public auction will be conducted to satisfy the outstanding mortgage obligation and the costs of the sale. The property, legally described as Lot 50 of Clearwood, Division XVI, will be sold to the highest and best bidder. Payment is required in the form of a credit bid, cashier’s check, or certified check from a federally or state-chartered bank at the time of the sale. The sale will be made without warranty of title, possession, or encumbrances.

Outstanding Debt

The total sum owing on the secured obligation is the principal sum of $390,832.92. This figure, along with accruing interest from July 1, 2025, and other allowable costs and fees, constitutes the debt to be settled by the sale. The original deed of trust securing the loan was recorded on December 5, 2024, under Instrument No. 5038939.

Opportunity to Cure Default

The borrowers, Markeese L. Johnson and Jayla K. Cox, have an opportunity to stop the foreclosure. The default can be cured by November 23, 2026, which is 11 days before the scheduled auction. To halt the proceedings, the borrowers must pay the default amount, along with the trustee’s fees and costs, in full. The sale may also be discontinued after this date if the outstanding principal, interest, and any other required payments are made before the auction takes place. No action is currently pending in court to seek satisfaction of the obligation by reason of the borrowers’ default.

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